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Attention homeowners: Real estate appraisal services for in Bandon and Coos County

The top seven reasons Oregon homeowners call on Spyglass Valuation Services (541) 347-1150:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Coos County's assessment of your property
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of the real estate in question to settle an estate in Oregon
Do you own a home in or near Bandon? Do you need help deciding the price of your real estate? Contact Spyglass Valuation Services (541) 347-1150.

At Spyglass Valuation Services (541) 347-1150, we understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our valued client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close by. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Spyglass Valuation Services (541) 347-1150 is your perfect weapon.

Appraisals to remove PMI

A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping homeowners just like you dismiss unneeded PMI insurance.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Spyglass Valuation Services (541) 347-1150 can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for verity? Spyglass Valuation Services (541) 347-1150 offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.